403 South Main Street Providence, RI 02903


SCOTTI & ASSOCIATES offers local residential real estate brokerage services to help you buy or sell a home in throughout Rhode Island and the Southeast Massachusetts market areas. Our real estate agents are among the top Realtors® in the area, consistently providing superior service, quality, knowledge, and integrity.
Owning a Home

For the vast majority of us, owning a home is part of the American Dream. It not only gives us a place to call our own, but also lets us customize the place we live in so that it feels and looks just the way we want it to. According to studies conducted by the National Association of REALTOR®s, 87% of those polled cited home ownership as the number one criterion for defining the good life.

Buying a Home / Using a REALTOR®

Finding the right home, in the right neighborhood, and for the right price takes more than knowledge. It is also a lot of work and requires a lot of time. An experienced REALTOR® can help you use your time looking at the homes that are right for you. No need to spend your time looking at the wrong places. Your REALTOR® will take your requests and check daily for all homes that are right for you.

Mortgage Information
  • How Much Home Can You Afford?
  • What's in a price?
  • Getting down to payments
  • Types of mortgages
  • Financing information

The price of a home is only part of the financial information you will need when making a purchase. Shorewood REALTOR®s can provide you with the most current mortgage interest rates, loan options and fees and information about additional costs that are a part of home purchases.

A loan on which the monthly payments will increase or decrease over time, based on changes in the ARM's interest rate index. ARM payments typically are adjusted every six months or once a year. Common indices to which ARMs are tied include the 11th District Cost of Funds, one-year T-note and six-month T-bill.

Buying a Home For most people, the single largest purchase in their lives will be their home. Selecting the right house and getting the best financing for your purchase requires informed, experienced guidance.

Selling a Home

Selling your home is a big decision. In addition to financial considerations, you also will want someone protecting you and your property as buyers examine and make offers on your home. Also, when selling your home, you may be buying another home and will need help balancing your sale with your new purchase.

Selecting a REALTOR®

A good REALTOR® can save you time and money. Scotti & Associates's trained and licensed agents can keep you informed about both the housing market and your financial options. They represent you, whether you are the buyer or seller and can assure you that your interests are their priority.